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What will owning a boat cost?

The purchase price is only the beginning. Estimate your yearly running costs, monthly budget, and cost per outing. Replace the example numbers below with your own estimates.

Enter 0 for costs that do not apply. Example amounts are illustrations, not quotes or typical-cost estimates.

Your estimated costs

Annual running budget
Monthly running budget
Running cost per outing
Cash purchase + first year’s running budget

Enter your estimates and click Calculate My Costs.

This calculator excludes financing, depreciation, purchase taxes, closing costs, and expenses you have not entered. The cash-purchase figure assumes you pay the full purchase price upfront. Maintenance is a budget allowance; actual spending may differ. Your entries are not saved by this calculator.

How the estimate works

Annual running costs equal fuel per outing multiplied by outings per year, plus twelve months of storage, annual insurance, maintenance, recurring fees, and other running costs. Monthly costs equal that total divided by twelve. Cost per outing spreads the annual running budget across your planned outings. The boat’s purchase price is added only to the first-year cash-purchase figure.